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India’s high credit-deposit ratio: Is the banking system overstretched or just efficient?
Business Tue Feb 03 2026

India’s high credit-deposit ratio: Is the banking system overstretched or just efficient?

livemint.com
The credit-deposit (CD) ratio of scheduled commercial banks reached 81.75%—the highest level recorded since 2000-01—on 31 December 2025. Usually, a high CD ... India’s credit-deposit ratio reached 81.75% by the end of 2025, driven by booming credit demand and shifting savings, though systemic stability remains strong... Read More
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